Drive the car of your dreams with My Family Finance's Car Loans - flexible, affordable financing for your perfect ride.

Welcome to My Family Finance - Your Route to Vehicle Ownership!

My Family Finance Car Loans

Discover Car Loans

Ready to hit the road? Our Car Loans service offers flexible terms and competitive rates, making car ownership more accessible.

My Family Finance Car Loans

Explore Car Loans

We provide you with the tools and guidance necessary to take control of your finances and make your dream of owning a vehicle a reality.

My Family Finance Car Loans

Simplify Your Car Loan Journey

Car financing can be complex. Our Car Loan service simplifies the process, providing clear, concise advice at every turn.

My Family Finance Car Loans

Secure Your Dream Vehicle

Eager to secure your dream ride? Our services provide reliable financing solutions, helping you secure the Vehicle you've always wanted.

Embark on your home ownership journey today with My Family Finance!

car loans MFF
My Family Finance Car Loans

What is a good interest rate on a car loan in Australia?

Interest rates on car loans in Australia can vary significantly depending on several factors such as your credit score, the length of the loan, and whether the car is new or used. As of now, car loan interest rates typically range from around 4% to 9%. A lower interest rate is always better as it means you’ll pay less over the life of the loan. However, it’s important to consider other factors like fees and loan terms when comparing car loans.

How many years is a car loan in Australia?

The length of a car loan in Australia typically ranges from 1 to 7 years. The exact length will depend on your personal circumstances and the specific terms of your loan agreement. While a longer loan term might mean lower monthly payments, it could also result in higher overall costs due to paying interest over a longer period.

My Family Finance Car Loans
My Family Finance Car Loans

Is it hard to get a car loan in Australia?

Obtaining a car loan in Australia isn’t necessarily difficult, but it does require careful preparation. Lenders will look at several factors when considering your application, including your credit score, income, employment status, and existing debts. Having a steady income and a good credit history can significantly increase your chances of approval.

What do I need to qualify for a car loan in Australia?

To qualify for a car loan in Australia, you’ll typically need to meet the following criteria:

  • Be at least 18 years old
  • Be an Australian citizen or permanent resident
  • Have a regular income
  • Have a good credit history

You’ll also need to provide various documents when you apply, such as proof of identity, proof of income, and details about the vehicle you’re planning to purchase.

My Family Finance Car Loans

Book a meeting with us about Car/Vehicle Loans.

Please tell us how we can help you. Only fields marked with * are required. Your information is protected by our privacy policy.

1 of 4
01. How Can We Contact You?
2 of 4
02. Which category best describes your consulting or advisory needs?
3 of 4
03. How Can We Help You?
4 of 4
04. One Last Step!

We educate and empower you on investing, taxes, and insurance, instilling confidence in your financial journey.


We simplify complex financial concepts into plain, straightforward language, eliminating the need for deciphering jargon.


We empower you with actionable recommendations, giving you complete control over your financial situation and future.

Tailoring for your family's needs

Debt Free

My Family Finance offers a robust debt management service for Australian families. We recognise that many families experience financial challenges, and our goal is to help them regain control over their finances. Our team of experts provides personalised advice on budgeting and money management, enabling families to meet expenses, save for emergencies, and plan for the future.


My Family Finance empowers Australian families to create wealth through personalised financial planning. Our services include expert advice on savings, investments, and retirement planning. We provide education to enhance financial literacy, assisting families in making informed decisions that help grow their wealth sustainably over time.


My Family Finance aids Australian families in achieving financial independence and freedom. We offer personalised financial strategies, encompassing savings, investments, and retirement plans. Our aim is to equip families with the knowledge and tools to make informed financial decisions, helping them achieve long-term financial stability and freedom.

Our process


Getting to Know You

We start our journey together with a friendly chat, where we learn about your financial situation, dreams, and worries. This helps us offer you financial advice that fits snugly with your life and aspirations.


Gaining Clarity on Your Finances

Next, our team dives deep into your current financial state, exploring your income, expenses, assets, and debts. This detailed look helps us spot both opportunities and hurdles in your financial journey.


Building Your Financial Vision

Armed with insights about your financial status and goals, we assist you in painting a vivid, achievable financial future. This includes setting practical short-term and long-term financial goals that harmonise with your dream lifestyle.


Repositioning Your Finances

With your financial roadmap ready, we craft strategies to rearrange your finances. This could mean reshuffling debts, fine-tuning investments, or revising spending habits. We walk with you through this transformation, empowering you to confidently steer your financial voyage.